Emergency guides

Guides for the worst week of your business year

Checklists and explainers written for owners under pressure — what to do first, what lenders need and how to get funded without making it worse.

Start emergency enquiry →No credit check to enquire

Emergency basicsSpeedChoosing a routeTax emergenciesNegotiationStaying safe

Emergency basics

Business Emergency First-Hour Checklist

What to do in the first hour of a business money emergency — confirm, contain, call and collect — so the problem stops growing and funding can move fast.

18 October 2026
Speed

Documents for a Same-Day Business Loan: Checklist

The documents lenders need for a same-day business loan — ID, bank statements, property details, the notice — and how to get each one fast.

18 October 2026
Speed

How Fast Can a Business Loan Settle? The Timeline

The real timeline of a fast business loan — enquiry, call-back, assessment, title checks, documents, signing and settlement — and where hours are won or lost.

18 October 2026
Choosing a route

Secured vs Unsecured Business Loans in an Emergency

Property-secured or unsecured in a business emergency? Speed, size, cost, risk and credit history compared so you choose well under pressure.

18 October 2026
Tax emergencies

Talking to the ATO Before You Borrow to Pay Tax Debt

Before borrowing to pay ATO debt, call the ATO. What to ask, how to frame a lump-sum offer, and how to size the loan so it actually resolves the problem.

18 October 2026
Negotiation

Calling Creditors to Buy Time: A Script for Owners

A practical script for calling suppliers, landlords and creditors when a payment will be late — buy days, keep goodwill, borrow less.

18 October 2026
Choosing a route

Emergency Loan Exit Strategy: Plan the Repayment

Every emergency loan needs an exit — the way it gets repaid. How to choose a realistic exit, test it against delays, and why a good exit makes approval faster.

18 October 2026
Staying safe

Emergency Business Loan Red Flags to Avoid

Red flags in emergency business lending — upfront fees, guaranteed approval, loan stacking — and how to move fast without making things worse.

18 October 2026

See what your business could qualify for

One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.

No credit check to enquire

No spray-and-pray

A real person on it, fast