Triage by situation
What is your business emergency?
Pick the problem in front of you. Each page covers what to do in the first hour, who to call, and the fastest realistic way to fund it.
ATO garnishee notice
An ATO garnishee notice can freeze money in your account or redirect customer payments. The first-hour steps, and how fast funding can clear the debt.
Read more →Director penalty notice
A director penalty notice makes company tax debts personal. What the 21 days mean, the options that remove the penalty, and how fast funding fits in.
Read more →Urgent ATO debt
Reminder letters, phone calls, a warning of firmer action — when ATO debt starts to escalate, here's how to triage it and fund a fix before it gets worse.
Read more →Can't make payroll
Payroll due tomorrow and not enough in the bank? What to do tonight, your obligations to staff, and how fast emergency payroll funding can realistically land.
Read more →Payday Super shortfall
Since 1 July 2026, super must reach funds within 7 business days of payday. What a shortfall means, the first steps, and fast ways to fund the gap.
Read more →Equipment breakdown
A broken machine, oven, compressor or plant item can stop all work. How to triage a breakdown, count the real cost, and fund the repair or replacement fast.
Read more →Vehicle off the road
A blown engine, gearbox or crash can take your only work vehicle off the road. How to triage it, keep jobs moving and fund the repair or replacement quickly.
Read more →Flood, fire or storm
After a flood, bushfire or storm, insurance and grants take time. What to do first, where to find official help, and fast funding to bridge the gap and reopen.
Read more →Supplier on stop
When a key supplier stops your account, jobs and orders stall. How to negotiate supply back, what to pay first, and fast funding to clear the arrears.
Read more →Statutory demand
A creditor's statutory demand gives a company 21 days to pay, settle or apply to set it aside. What to do first and how fast funding can pay it off.
Read more →Bankruptcy notice
A bankruptcy notice gives a sole trader or partner 21 days to pay a judgment debt. The first steps, your options, and fast business funding to clear it.
Read more →Lost a major contract
When a big customer leaves, collapses or cancels, cash flow drops overnight. Triage the hole, buy time and fund the bridge to replacement work.
Read more →Customer didn't pay
A large unpaid invoice can leave wages, suppliers and tax uncovered. How to chase it properly, what to do meanwhile, and fast funding to cover the hole.
Read more →Bank pulled facility
When a bank reduces an overdraft, declines a renewal or calls in a business loan, you need replacement funding fast. How to triage it and where to turn.
Read more →Rent arrears notice
A landlord's breach notice for unpaid rent can put your premises at risk. How to respond in time, negotiate with the landlord, and fund the arrears fast.
Read more →Settlement about to fail
Finance withdrawn, a shortfall or a late valuation can sink a business property settlement. The first steps, the risks, and fast funding to complete on time.
Read more →Urgent opportunity
Discounted stock, a competitor's assets, a premises deposit or a contract needing upfront cash — how to fund a time-limited opportunity fast.
Read more →See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on it, fast