An emergency desk for business money

Who we help

Australian businesses with a money problem and a deadline. The tradie whose ute has thrown a gearbox the week of a big job. The cafe owner who opened the bank app to find an ATO garnishee. The manufacturer whose biggest customer has just gone into administration. The buyer whose finance fell over three days before settlement. The director holding a statutory demand with a 21-day clock on it.

These are not exotic situations. They happen to well-run businesses every week. What separates a bad week from a business-ending one is usually how quickly the right funding route is found — and whether the first hours are spent calmly or in a panic.

Why triage first

Emergency medicine doesn't treat every patient the same way, and neither should emergency lending. Before talking about loans, we want to know four things: what happened, how much is really needed, when it is really due, and what security there is. Those answers decide everything else. Sometimes the answer is a same-day property-secured loan. Sometimes it is an unsecured cash-flow loan. Sometimes it is a phone call to the creditor that buys a week and makes the loan smaller. That is why our emergency triage tool comes before the form.

What we can arrange

• Property-secured business loans of $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
• Unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
• Past credit issues and ATO debt considered case by case.
• Speed where the facts allow it: $20k to $250k possible same day (property-secured), up to $5m possible within 24–48 hours, and same-day funding possible for smaller unsecured amounts.

Business purposes only.

The promises we work to

• No credit check when you first enquire. Finding out what's possible won't mark your credit file.
• No spray-and-pray. We don't sell or scatter your enquiry. One specialist chooses a route and works it.
• A real person. Every enquiry is read by a human who calls you back.
• Straight answers. If a deadline can't realistically be met, we say so on the first call and help you work out what to do instead.

Please fill in the enquiry accurately. In an emergency it is tempting to round numbers or guess the deadline. Exact answers let us match you properly the first time, which is the fastest outcome of all.

Who we are

Emergency Business Loans is a division of Company Cash Pty Ltd. Our office is at 1341 Dandenong Road, Chadstone VIC 3148, and you can call us on (03) 8538 1446. This website is operated by Company Cash Pty Ltd (Emergency Business Loans is a division of Company Cash Pty Ltd).

Ready? Start your emergency enquiry.